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The Congressional Budget Office just announced that President Obama’s healthcare law will reduce the deficit by $84 billion more than previously thought, thanks to the Supreme Court’s decision to allow states to opt out of the law’s Medicaid expansion. Those savings may sound nice. But the law doesn’t do much to address our country’s chief healthcare challenge -- spiraling costs. Health insurance is expensive because health care is expensive. The cost of insurance continues to rise faster than inflation. Average individual premiums rose by 8... Full story